3 bed Mid Terraced House
Rye Close, Ely
beds 3 receptions 1 bath 1

LITTLEPORT is a large village situated about 6 miles north of the Cathedral City of Ely. There are shopping facilities, a sports centre and public transport facilities including a railway station on the Ely to Kings Lynn and Kings Cross lines. There are two primary schools in the village, along with a new recently opened Littleport & East Cambs Academy and a further special needs school. The village is by-passed giving easy access to Cambridge, which is about 20 miles away.

ENTRANCE HALL with entrance door, staircase rising to first floor and useful storage cupboard under, laminate flooring, radiator.

SITTING ROOM 15' 7" x 10' 9" (4.75m x 3.30m) with double glazed window to rear, radiator, laminate flooring.

KITCHEN/BREAKFAST ROOM 18' 2" x 8' 2" (5.55m x 2.50m) Dual aspect room with double glazed window to front and double glazed door leading to rear garden. Fitted with a range of wall and base units with worktop space over, tiled splashbacks, inset stainless steel single drainer sink unit, space for electric cooker, plumbing for washing machine, extractor fan, plumbing for dishwasher and space for tumble dryer, vinyl flooring.

CLOAKROOM with opaque double glazed window to front. Fitted with a two piece suite comprising low level WC and corner wash hand basin with tiled splashbacks. Wall mounted fuse box, vinyl flooring, radiator.

FIRST FLOOR LANDING with access to loft and double glazed window to front.

BEDROOM ONE 12' 5" x 9' 8" (3.80m x 2.97m) with double glazed window to rear. Radiator.

BEDROOM TWO 11' 5" x 9' 8" (3.50m x 2.96m) with double glazed window to rear. Radiator, built-in airing cupboard housing cylinder, laminate flooring.

BEDROOM THREE 8' 4" x 8' 1" (2.55m x 2.48m) with double glazed window to front. Radiator.

FAMILY BATHROOM with opaque double glazed window to front. Fitted with a three piece suite comprising low level WC, wash hand basin and bath with separate shower over, tiled splashbacks, shaver point, radiator, tiled flooring.

EXTERIOR To the front of the property is a gravelled garden with pathway leading to front door.
The rear garden is enclosed by wood panel fencing with astro turf lawn area to allow a low maintenance lifestyle, patio area and gated access to the rear leading to the two parking spaces.

TENURE The property is leasehold
Lease commenced in 2007 for 99 years
Combined Rent / Service Charges = £310 per month approx


VIEWINGS By Arrangement with Pocock & Shaw
Tel: 01353 668091
Email: ely@pocock.co.uk

REF MJW/5981

SHARED OWNERSHIP Your Guide To Shared Ownership

- Shared Ownership is designed to help those who would like to buy a home of their own, but who can't afford to buy it outright. It offers a first step on the property ladder for anyone who wants to own their own home.

- It is a part buy part rent scheme which can give you the opportunity to buy a share of a new home. You buy a share in the property and the Housing Association owns the remaining share for which you pay a subsidised rent. THE COMBINED MORTGAGE REPAYMENTS AND RENT WILL ALWAYS BE LESS THAN A MORTGAGE ON A WHOLE PROPERTY.

- The initial share is a % and once you have owned the property for a specific time, you can purchase additional shares (%) until you own the property outright (depending on the Housing Association).

- You can sell the property at any time and the price will be based on an open market valuation determined by an independent valuer.

Do I Qualify?

- To qualify for Shared Ownership you should be able to raise a mortgage for the share you are buying and to be able to afford the monthly ongoing costs of living in your new home including the subsidised rent.

- Your ability to qualify for a mortgage will be affected by your credit history. It will not always be possible to obtain a mortgage if you have experienced serious credit problems in the past.

- The amount you need to be earning will vary but you may not be eligible if the Housing Association feel that you could afford to buy a suitable property outright.

- Usually you should be a first time buyer or somebody with an affordable housing need. Your name should not be on any existing mortgage.

- You will need to complete a Housing Association application form.

Initial Costs

- Most people need to secure a mortgage to pay for their share of a new home. The maximum mortgage available is generally 95% of the purchase price of your share so you will need at least 5% of the price for a deposit. There are different types of mortgages available so you might find it easier to ask a mortgage adviser to find the best deal for you.

- We have access to the services of local Independent Mortgage Advisers, Stuart Nunn & Associates who are experts in Shared Ownership mortgages. If you would like their contact details, please let us know.

- Your mortgage lender will normally need you to have a mortgage valuation carried out for which you may need to pay. There may also be a Mortgage Arrangement Fee, which could be between £500 - £1,000 based on a 95% loan depending on the lender and product.

- You will need to instruct a solicitor when you buy a home. You should make sure you find a solicitor who has experience of Shared Ownership properties. We will happily recommend a solicitor to you if required.

Floorplan for Rye Close, Littleport


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